Использование Stripe Connect для платформ

What is Stripe Connect?

Powering Your Platform

Connect Account Types

The Simple Standard Account

Creating a Standard Account Link

import com.stripe.Stripe;
import com.stripe.model.AccountLink;
import com.stripe.param.AccountLinkCreateParams;

public class Main {
  public static void main(String[] args) {
    // In a real application, set your secret key securely.
    // Stripe.apiKey = "sk_test_YOUR_SECRET_KEY";

    // Simulate creating a new account first (usually done via Account.create)
    String connectedAccountId = "acct_example_standard"; // Placeholder ID

    AccountLinkCreateParams params = AccountLinkCreateParams.builder()
      .setAccount(connectedAccountId)
      .setRefreshUrl("https://your-platform.com/reauth")
      .setReturnUrl("https://your-platform.com/return")
      .setType(AccountLinkCreateParams.Type.ACCOUNT_ONBOARDING)
      .build();

    // In a live environment, you'd call:
    // AccountLink accountLink = AccountLink.create(params);
    // System.out.println("Generated Account Link URL: " + accountLink.getUrl());

    System.out.println("Simulated Account Link Creation for ID: " + connectedAccountId);
    System.out.println("Users would be redirected to Stripe to complete setup.");
    System.out.println("A real link would look like: https://connect.stripe.com/setup/acct_... ");
  }
}

Payments to Connected Accounts

Processing a Destination Charge

import com.stripe.Stripe;
import com.stripe.model.PaymentIntent;
import com.stripe.param.PaymentIntentCreateParams;

public class Main {
  public static void main(String[] args) {
    // Stripe.apiKey = "sk_test_YOUR_SECRET_KEY"; // Your platform's secret key

    String customerId = "cus_example"; // A customer on your platform
    String connectedAccountId = "acct_example_standard"; // The seller's account

    PaymentIntentCreateParams params = PaymentIntentCreateParams.builder()
      .setCurrency("usd")
      .setAmount(2000L) // Total amount: $20.00
      .addPaymentMethodType("card")
      .setCustomer(customerId)
      .setTransferData(
        PaymentIntentCreateParams.TransferData.builder()
          .setDestination(connectedAccountId)
          .setAmount(1800L) // $18.00 goes to the connected account
          .build()
      )
      .build();

    // In a live environment, you'd call:
    // PaymentIntent paymentIntent = PaymentIntent.create(params);
    // System.out.println("PaymentIntent created: " + paymentIntent.getId());

    System.out.println("Simulated PaymentIntent for $20.00.");
    System.out.println("  $18.00 would be transferred to connected account: " + connectedAccountId);
    System.out.println("  Your platform retains $2.00 as an application fee.");
  }
}

Earning Your Platform Fee

Initiating Programmatic Payouts

import com.stripe.Stripe;
import com.stripe.model.Transfer;
import com.stripe.param.TransferCreateParams;

public class Main {
  public static void main(String[] args) {
    // Stripe.apiKey = "sk_test_YOUR_SECRET_KEY"; // Your platform's secret key

    String connectedAccountId = "acct_example_standard"; // The recipient account

    TransferCreateParams params = TransferCreateParams.builder()
      .setAmount(5000L) // Amount to transfer: $50.00
      .setCurrency("usd")
      .setDestination(connectedAccountId)
      .build();

    // In a live environment, you'd call:
    // Transfer transfer = Transfer.create(params);
    // System.out.println("Transfer created: " + transfer.getId());

    System.out.println("Simulated Transfer for $50.00 to account: " + connectedAccountId);
    System.out.println("This moves funds from your platform to the connected account.");
  }
}

Choose the Connect Type

Connect Powering Platforms