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Stripe Payments & SaaS Billing Systems · Lesson

Currency Conversion, FX Risk, and Settlement

Understand how exchange rates, conversion fees, and settlement currencies affect revenue when selling globally with Stripe.

Presentment vs Settlement Currency

The presentment currency is what the customer sees and pays. The settlement currency is what Stripe pays into your bank.

When they differ, a conversion happens.

Where FX Risk Comes From

Exchange rates move constantly. Revenue booked in one currency may be worth less by the time it settles. This is foreign exchange (FX) risk.

All lessons in this course

  1. Supporting Multiple Currencies and Pricing
  2. Integrating International Payment Methods
  3. Global Compliance and Localized Regulations
  4. Currency Conversion, FX Risk, and Settlement
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